Terms of Service

Last updated: April 10, 2026

1. Acceptance of Terms

By accessing or using DealUnderwriter (the "Service"), operated by DealUnderwriter ("we," "us," or the "Company"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

2. Proprietary Software

DealUnderwriter is proprietary software. All source code, designs, data models, scoring algorithms, underwriting logic, user interface, content, and trademarks are the exclusive property of the Company and are protected by copyright, trade secret, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable right to access and use the Service solely in accordance with these Terms. You may not copy, reproduce, modify, distribute, sublicense, sell, reverse engineer, decompile, disassemble, scrape, or create derivative works of any portion of the Service.

3. Not Financial, Legal, or Tax Advice

The Service is an informational tool. All output — including deal analyses, scores, verdicts, projections, AI-generated content, and benchmark comparisons — is for general informational purposes only and does not constitute financial, legal, tax, accounting, or investment advice.

DealUnderwriter is not a registered investment adviser, broker-dealer, real estate broker, mortgage broker, attorney, or tax professional. You should independently verify all figures and consult licensed professionals before making any investment, financing, or legal decision. You are solely responsible for any decision made based on output from the Service.

4. User Inputs & Accuracy

The Service relies on data you provide. We do not verify the accuracy or completeness of user inputs. Results are only as reliable as the inputs supplied. We make no guarantee regarding the accuracy of any projection, score, or verdict.

5. Accounts & Acceptable Use

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You agree not to:

Use the Service for any unlawful purpose
Attempt to gain unauthorized access to any portion of the Service or related systems
Interfere with, disrupt, or impose unreasonable load on the Service
Scrape, data-mine, or use automated tools to extract content or output
Resell, white-label, or rebrand the Service without a written agreement
Reverse engineer or attempt to derive the source code of any non-public component

6. AI Features

Certain features use artificial intelligence models. AI-generated output may contain inaccuracies, omissions, or biases. You should not rely on AI output as a substitute for professional judgment. By using AI features, you acknowledge these limitations and accept that the Company is not responsible for reliance on AI output.

7. Fees & Subscriptions

Paid plans are billed in advance on a recurring basis. Fees are non-refundable except where required by law. We may change pricing upon reasonable notice. You may cancel at any time; cancellation takes effect at the end of the current billing period.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, OR INVESTMENT LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, WHETHER IN CONTRACT, TORT, OR ANY OTHER LEGAL THEORY. IN NO EVENT SHALL OUR AGGREGATE LIABILITY EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED U.S. DOLLARS (US$100), WHICHEVER IS GREATER.

10. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of another.

11. Termination

We may suspend or terminate your access to the Service at any time, for any reason, without notice. Upon termination, your right to use the Service ceases immediately. Sections 2, 3, 8, 9, 10, 12, and 13 survive termination.

12. Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict of laws principles. Any dispute shall be resolved exclusively in the state or federal courts located in Delaware, and you consent to personal jurisdiction and venue there.

13. Changes to Terms

We may update these Terms from time to time. Material changes will be posted on this page with an updated "Last updated" date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Contact

Questions about these Terms? Contact legal@dealunderwriter.ai.