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Hospitality Underwriter

3 inputs to a first read — results update live.

Implied Annual Revenue$0
Revenue / mo$0
EBITDA Margin
Risk Flags
  • Equity is zero or negative — check loan vs. purchase price

This Full Service is offered at —x EBITDA and projected — annual revenue from 0 average daily covers at $0 average check. EBITDA margin of — is at the ~12% benchmark for Full Service. Verdict: Material risk flags identified — do not proceed without significant price reduction or structural protections.

🔴 2 high severity🟡 1 medium severity
🔴Lease Assignment Risk

Restaurant value is largely tied to the lease. If the landlord won't assign the lease, the business has no location. Verify assignability before LOI.

Request lease review before LOI. Confirm right of assignment and landlord consent terms.

🟡Liquor License Transfer

License transfers typically take 60–120 days and may require clean criminal/tax records. Some jurisdictions limit transfers or impose quotas.

Engage a local liquor license attorney immediately. Verify no pending violations on current license.

🔴Missing Lease Data

Lease terms drive restaurant value. Without knowing remaining term, options, and rent escalations, you cannot underwrite this deal accurately.

Request full lease copy before proceeding. Minimum: term, options, base rent, escalations, transfer rights.

0/100
HARD PASS
🧬DealDNA
??----F-Q2
F
?
Unclassified
Not enough signal

Insufficient data to assign a reliable archetype.

Confidence
20%
Very low confidence
Moat
35/100
Competitive durability
Exit Options
0 / 4
Realistic exits
💡 Deal Intelligence
Action ItemOverall
This deal has fundamental return challenges. Consider: (1) significantly lower purchase price, (2) value-add renovation to increase NOI, (3) seller financing at below-market terms, or (4) passing on this deal.
IRR
target ≥ 15%
EBITDA Margin
target ≥ 12%
Min DSCR
target ≥ 1.25
Avg Monthly FCF
$0
after debt service
MOIC
×
Rev / Cover / Yr